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Dvara Analysis Weblog | Monetary portfolio of Indian households – A knowledge guide


The Family Finance Analysis Workforce

What property do Indian households personal? Has the speedy enhance in checking account possession amongst Indians in recent times additionally translated into elevated utilization of formal banking services and products? Has there been a rise in demand for insurance coverage submit the pandemic? Have the tendencies in borrowings modified over time?  What sources of credit score do the households depend on for various functions? Family finance researchers consistently battle to search out solutions to such questions. To reply a few of them and to trace the modifications within the monetary inclusion panorama, we analyse the Client Pyramids Family Survey (CPHS) knowledge maintained by the Middle for Monitoring Indian Financial system (CMIE) since 2014. With CPHS gathering knowledge on funds from a nationally consultant pattern of households as soon as each 4 months, we get up to date insights on the monetary behaviour of Indian households and the way it’s evolving with the varied monetary inclusion efforts of each policymakers and practitioners. This knowledge guide compiles tendencies on family participation in formal monetary providers over the previous few years.

We consider this knowledge guide might be of nice use to the broader monetary inclusion group eager about monitoring the monetary portfolios and behavior of Indian households to design helpful interventions. This working doc shall be stored updated with the newest accessible knowledge.

Obtain the info guide right here.

Cite this Merchandise:


Workforce, H. F. (2022). Monetary portfolio of Indian households – A knowledge guide. Retrieved from Dvara Analysis.


Workforce, Family Finance. “Monetary portfolio of Indian households – A knowledge guide.” 2022. Dvara Analysis.


Workforce, Family Finance. 2022. “Monetary portfolio of Indian households – A knowledge guide.” Dvara Analysis.



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