Friday, March 31, 2023
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5 Years of Girls’s Private Finance

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5 years in the past at present, our lives had been modified eternally. 

Which may seem to be an exaggeration, however it’s the absolute fact. 

5 years in the past at present, Meet the Girls of the Monetary Independence Motion was revealed. What initially appeared like a easy weblog submit itemizing ladies writing about cash (FIRE, particularly) was the impetus for the Girls’s Private Finance Fb web page, after which later, WPF as a enterprise and pressure inside the cash area. 

Whereas 5 years isn’t all that lengthy over the course of a lifetime, the face of cash conversations has modified considerably in that point. Whereas there have been completely ladies writing and speaking about private finance earlier than then, the belief that cash conversations had been primarily “man issues” was deeply entrenched. Certain, there have been a couple of ladies round, however most conversations skewed towards the male perspective or believed there was no distinction in learn how to discuss cash, regardless of who you had been. 

Enter Girls’s Private Finance.

Girls’s Private Finance, from the very starting, has been one thing totally different. We consider that to speak about cash, we’ve got to speak about actual individuals and the way our complete lives are impacted by and have an effect on our funds. And that, as ladies and nonbinary people, we’ve got totally different considerations and focuses in the case of these funds. We’re coping with being instructed we’re too formidable. On the identical time, we’re instructed that we spend an excessive amount of and should deal with couponing and “fixing” our spending habits. 

It’s 2023 now, and we’re finished with being instructed how we “ought to” do cash – and that we must always depend on the boys in our lives to handle it for us. As an alternative, we see in WPF that, most of the time, it’s the lady who’s operating the family funds, even when there’s a man “to handle it.” And too typically, we see the fallout in monetary abuse and divorce when ladies depart the cash as much as their males. 

It’s 2023, and 5 years into Girls’s Private Finance; we’ve leaned into this area we created. A spot the place all ladies and nonbinary people are welcome, regardless of the place they’re at on their cash journey. (That’s, so long as we are able to agree on floor guidelines of human rights and science).

We’ve realized that crucial factor is neighborhood, and we’re happy with what we’ve constructed at WPF. We’re greater than only a place to find out about Excessive Yield Financial savings Accounts and Mega Backdoor Roths (although we discuss these issues, too). We’re a spot that’s neighborhood first, cash second. The place people can come to ask their questions, large and little, and be supported with all of it. The place the place they’re recognized and cherished. A house within the wild world of on-line media. 

5 years in the past, we wouldn’t have begun to guess how a lot a easy weblog submit would change our lives, nevertheless it did. And we’re so glad it has – for us and all of you. The world is a greater place for Girls’s Private Finance, and we’re honored to proceed to curate and defend that area. 


Just like two years in the past, once we launched the WPF web site and ready to welcome our first cohort of WPF Insiders, this anniversary time is particular to us. It reminds us what a giant factor we’ve created and encourages us to dream even greater. 

This yr, we’ve set our sights on the bigger Girls’s Private Finance neighborhood. Our Fb group now has over 66,000 members and 1000’s of latest posts each month. We love our WPF Fb neighborhood and what we’ve been capable of create with such a big and dynamic area, however we don’t adore Fb.

After months of deep dialogue and analysis, we determined we wished a house for the bigger WPF neighborhood exterior the Fb platform. Fb is perhaps “free” to make use of – however as all the time, when you aren’t paying for one thing, you’re the product: Meta’s advert income per person has continued to climb yr after yr. (That is additionally why we’re persevering with to see increasingly more third-party advertisements and movies on our feeds – that’s how they generate profits).

That alone is perhaps okay, however Fb’s platform can be closely influenced by its algorithm, which is supposed to amp up disagreements and negativity (as a result of it spurs extra engagement). Throughout the WPF Fb group, we’ve been capable of battle this some – nevertheless it’s one thing we’ve got to combat and getting extra sophisticated day-after-day. We handle to run an exquisite neighborhood, however solely with ever-increasing quantities of labor behind the scenes to maintain it that method. 

It’s value it although – for the unimaginable issues we see unfold there day-after-day. Our direct giving threads will eternally convey us pleasure, as will the conclusion {that a} girl will lastly depart an abusive marriage when she sees her story once more – however from the longer term on the opposite aspect. For the 1000’s who’ve paid off debt, opened retirement accounts, or maxed them out for the very first time. It’s value it for being the place the place ladies and nonbinary people discover their energy of their cash story. 

However it’s arduous. And lots of of our neighborhood – us included – would like to discover a method to have that area with out having to exist inside the Fb ecosystem. We’ve no intention of leaving Fb altogether right now, however we’re able to have the bigger WPF neighborhood have a spot to collect that isn’t on Fb. 

Enter Woven by WPF. This previous week, we launched Woven, our model new off-Fb neighborhood area, only for the Girls’s Private Finance neighborhood. Already, members are saying they discover themselves on Fb much less and fewer as they’ll work together with WPF with out opening that app. We wish a spot the place we are able to proceed to attach, assist, and empower one another on our cash journey with out being a product for Fb’s advert income, and Woven is it.

One among our favourite descriptions from one in every of our new members on Woven: “Fb seems like espresso at Starbucks with heaps occurring, and Woven seems like a delicate velvet sofa with mates.” The entire great things from the bigger WPF neighborhood, however in a kinder, gentler area. 

A be aware on paid areas

For these of you who’ve adopted alongside on our journey for years now, you’ll have observed that we’ve got leaned into paid neighborhood areas, beginning with our premium neighborhood WPF Insiders and now with our expanded area with Woven. 

Why have we gone this path as an alternative of constant to increase with extra free areas? 

For starters – we’re practising what we preach in WPF, that folks needs to be paid what they’re value, together with us. We’ve spent numerous hours curating this neighborhood, and this labor is value lots. Not all communities proceed to be good locations as they develop, and we’ve finished so very deliberately to maintain it a spot that will get higher with time.

We’ve additionally realized via WPF Insiders that folk who present up and commit with their {dollars} are extra dedicated to an area and present up with extra kindness and care. (Sort of like once you pay for a private coach, you’re far more more likely to get your exercises finished than telling your self you’ll watch free movies on YouTube within the mornings). The dedication to the area means people get extra out of it, however the magical piece is how views shift too.

Free areas – particularly on social media – are typically locations the place we’re extra more likely to see the unhealthy in individuals or at the least be extra more likely to snap at a remark that will not have been meant to inflame. A few of that’s the algorithm, which rewards this habits, and a few is solely the best way we appear wired in additional “nameless”/free connection areas. Locations the place you’ve gotten opted in – the place you vote along with your {dollars} – are the locations that permit for a extra genuine neighborhood and a safer, kinder area. Only a week into Woven, and we see that magic in motion. 

But when all you’re searching for is a spot to pop in once you’re already on Fb, a spot to study lots about cash and life? The WPF Fb group remains to be it. We’re proud to have such an exquisite, free area, and we’ll proceed to curate and defend it as we’ve got prior to now. However, you’re able to dig in deeper this yr although, Woven is ready for you.

Angela is the cofounder of Girls’s Private Finance. When she’s not speaking about ladies and cash, she’s using her e-bike, hanging out at her city micro-farm along with her household, or listening to a brand new audiobook.

Regina is a community-building professional, private finance fanatic, and chief within the psychedelic renaissance as each an educator and an advocate. She’s an entrepreneur, mom to a son with most cancers, a physician of pharmacy, artist, and all-around fabulous, messy human.

Regina sometimes blogs at her web site,, however spends most of her private finance time as a co-founder of She’s CoastFI, hit 1,000,000$ web value at 33, and lives on her paid-off property on the Oregon coast.

When she’s not specializing in finance or household, Regina is a co-founder of The Psychedelic Pharmacists Affiliation and spends a lot of her time advocating for authorized entry to psychedelics and their position in serving to individuals construct higher extra significant lives.

She values sustainability, mindfulness, and consciousness of non-monetary prices to align private values with cash habits.



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